uob personalized banking
uob personalized banking
Blog Article
UOB Financial institution gives a variety of personalized banking products and services made to satisfy the fiscal demands of people. Underneath is an intensive overview that will help you realize The crucial element features and choices.
Sorts of Accounts
Price savings Account: This account helps you to save money when earning curiosity.
Attributes: Easy accessibility, fascination earnings, negligible fees.
Rewards: Protected place for your resources, probable progress by means of interest.
Present-day Account: Perfect for every day transactions and managing fees.
Capabilities: Checkbook facility, overdraft safety.
Advantages: Effortless for regular payments and withdrawals.
Fixed Deposit Account: For people planning to make bigger curiosity rates in excess of a fixed period of time.
Features: Fastened term deposits, better interest premiums in comparison with savings accounts.
Positive aspects: Protected expenditure option with predictable returns.
Loans
Particular Financial loans: Unsecured loans that may be employed for various needs like instruction or house renovation.
Sorts:
Installment Financial loans
Credit history Lines
Advantages: Versatile repayment phrases, aggressive fascination premiums.
Dwelling Financial loans: Tailored answers for getting residence or refinancing present home loans.
Styles:
Preset Rate House Bank loan
Floating Fee Household Financial loan
Gains: Distinctive plans to suit person requirements, desirable charges.
Credit Cards
UOB provides a range of bank cards catering to distinctive life and shelling out practices:
Rewards Playing cards: Get paid details on every single acquire which can be redeemed for items or journey miles.
Cashback Cards: Get cash rebates on day to day expending for example groceries and dining out.
Vacation Cards: Special Gains like air miles accumulation and journey uob personal banking insurance policy protection.
Expenditure Providers
For people keen on developing their prosperity by means of investments:
Device Trusts * Diversified portfolio managed by pros. * Ideal for extensive-phrase advancement goals.
Structured Deposits * Brings together the attributes of common deposits with expenditure products. * Perhaps higher returns but with some possibility involved.
Insurance policies Products
To guard on your own and your family towards unexpected situations:
Lifestyle Insurance policies * Provides economic protection in the event of Demise or critical sickness. * Also can function a price savings tool according to the coverage decided on.
Wellbeing Insurance * Covers healthcare costs which includes hospitalization charges. * Essential for mitigating large healthcare fees.
Digital Banking Solutions
Comfort at your fingertips via digital platforms:
World-wide-web Banking
Permits you to control your finances on-line:
View account balances and transaction record
Transfer cash amongst accounts or shell out costs
Make an application for new merchandise (loans/bank cards)
Cellular Banking
Banking on-the-go via cell apps:
Quick harmony checks
Mobile payment options (QR code payments)
Notifications & alerts about account action
With these comprehensive choices, UOB aims to provide personalised banking answers that cater particularly to unique demands whilst making sure ease and stability in all transactions.